In our experience, individuals who have never worked with an Adviser before have an expectation that by engaging with a Financial Adviser means they will be able to gain unrealistic levels of growth on their investment plans.
Unfortunately, whilst we will always recommend an investment strategy that is best suited to you, we do not have the power to control World markets or guarantee any level of returns.
We will, of course, implement and review any strategy (where you have taken up an ongoing service) to ensure this remains suitable for you, but no Adviser, Fund Manager, Stock Broker can guarantee future returns – this is just not possible.
By setting up investments, you need to accept that there is a risk to the initial amount you invest and the values will fluctuate. Unlike cash, stock market-based investments are not guaranteed and fall in value as well as rise, therefore money invested should be set aside over the longer-term and we believe should form part of lifetime planning.
However, if you take up an ongoing service, we will help to ensure you are on track along with ensuring you are utilising any tax-efficient allowances where available.
Whilst we are a professional advisory firm, we are very approachable, and client focussed. Your best interests are at the heart of everything we do.