The compounding effect: How it could boost or harm your finances

When a 1920s ad referred to compound interest as “the eighth wonder of the world”, the quote was left unattributed. But that didn’t stop it from becoming synonymous with the celebrated physicist, Albert Einstein. The link was likely intended to lend credibility to a statement that at first glance seems bold. And yet, compounding could be key to the success …

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Investment market update: April 2025

Once again, US president Donald Trump’s trade tariffs have affected investment markets throughout April 2025 and could have far-reaching implications over the coming months. Indeed, UN Trade and Development now predicts that global growth will slow to 2.3% in 2025, compared to 2.8% last year. While experiencing volatility can be daunting as an investor, remember to take a long-term view. …

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5 shrewd ways to avoid paying tax on your savings

24% of people think all their savings are tax-free, according to a Lloyds Bank survey carried out in February 2025. However, they could be in for an unexpected shock, as the interest earned on savings might be liable for Income Tax. The good news is, there are often ways to reduce a potential tax bill on your savings. Read on …

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How to use an unexpected windfall to create long-term prosperity

If an unexpected lump sum lands in your bank account, you might be tempted to splash out and treat yourself. However, using a windfall effectively could create long-term prosperity. There are plenty of reasons why you might suddenly receive a cash injection. Perhaps you’ve received a bonus from work or inherited assets. Whatever the reason, before you start making plans, …

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Key financial planning challenges couples face and how we could solve them

Creating a financial plan can seem complicated, especially if you need to take into account your partner’s views, assets, and goals. At times, you might have conflicting ideas about what is “right” and it can be a difficult situation to navigate. Working with a financial planner as a couple could help you overcome some of the key challenges you might …

A woman sitting with her hands clasped.

Why investor fear and anxiety play a role in market volatility

2025 has already been eventful for investors. Many factors are influencing market volatility, and one cause you might have overlooked is the emotions of investors. Read on to find out why fear and anxiety might lead to the value of investments falling. US president Donald Trump entered the White House for a second term in January. Since then, his policies …

Workers in a warehouse.

Investment market update: March 2025

Trade wars and fears that tariffs could spark recessions meant investment market volatility continued in March 2025 and the start of April 2025. Read on to find out more about some of the factors that may have affected the value of your investments recently. Tariffs imposed by US President Donald Trump affected markets negatively and, as other countries react to …

Someone playing a saxophone.

10 fantastic places to enjoy music on International Jazz Day

Listening to live music is a great way to spend an evening, whether you’re out by yourself or spending time with your friends and family. If you’ve been searching for the next event to attend, you might find that International Jazz Day is the perfect excuse to visit an incredible jazz club near you. This annual celebration takes place on …