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Lisa Footes

Director and Financial Planner

0121 222 5655
Qualifications FCA Register Statement of Professional Standing
Reviews and Ratings for Financial adviser Lisa Footes, Birmingham

Qualifications

  • Diploma in Financial Planning

    This level 4 diploma meets the FCA’s qualification requirements for retail investment advisers, demonstrating core technical knowledge and financial planning capabilities across six core areas.

  • Certificate in Financial Planning

    A recognition offered by the Chartered Insurance Institute in the United Kingdom. Individuals who hold this qualification have satisfied coursework and testing requirements set by the organisation.

  • Certificate in Life & Pensions

    The life and pensions route builds knowledge and understanding of the sector’s role and its activities. It considers important customer needs, solutions and products, and how individuals and organisations work within the regulatory and legislative environment.

  • Award in Long Term Care Insurance

    This level 3 award develops the knowledge and understanding of long-term care cover, including legal, taxation and regulatory issues and the responsibilities of local authorities.

  • J01 (Personal Tax)

    At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individual’s liability to UK tax.

  • J02 (Trusts)

    At the end of this unit, candidates should be able to demonstrate an understanding of the: legal principles associated with the creation and management of a trust; main types of trusts that are common in the UK; taxation considerations relevant to trusts.

  • J04 (Pension Funding Options)

    At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.

  • J05 (Pension Income Options)

    At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

  • CF2 (Investment and Risk)

    This examination assesses a knowledge and understanding of investment products and the risks involved.

  • CF8 (Certificate in Financial Planning and Long-Term Care Insurance)

    This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long-term care insurance products and the giving of long-term care insurance advice.

  • CF9 (Pensions Simplification)

    This examination assesses a knowledge and understanding of the government’s simplified pension taxation regime, which came into full effect on 6 April 2006 (A-Day). Eight tax regimes for pensions were reduced to one, radically affecting planning and transactions.

  • FP1 (Financial Services and their Regulation)

    Assesses an understanding of the financial services industry, including regulation and legislation.

  • FP2 (Protection, Savings and Investment)

    Assesses an understanding of protection, savings and investment products.

  • FP3 (Identifying and Satisfying Client Needs)

    Assesses an understanding of conducting a fact-find, assessing the client’s needs, and recommending specific (appropriate) financial products to meet those needs.

  • Certificate in Equity Release

    The Level 3 Certificate in Equity Release meets the FCA’s requirement for mortgage advisers and those advising on equity release schemes. In addition to developing advisory skills, the Certificate offers an understanding of equity release regulation, products, market practice, and customer needs.

  • Certificate in Mortgage Advice

    The Level 3 Certificate in Mortgage Advice meets the FCA’s qualification requirements for mortgage advisers. It develops an understanding of the sector and the mortgage process, enabling advisers to meet individual client needs.

  • CF6 (Certificate in Mortgage Advice)

    This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

  • ER1 (Equity Release)

    This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

In the work groove

Lisa has spent two decades providing financial advice to individuals and business owners, focusing on building wealth and planning for the future. Through lifestyle financial planning, she helps people bring their money to life and give it purpose.

While her clients have typically been at pre-retirement age, usually with retirement and inheritance tax planning on their minds, she is starting to work with individuals at the accumulation stage, particularly higher earners who are serious about building wealth for the future.

With her coaching experience this is often used to support the younger generation of her clients, and with holding the SOLLA accreditation, Lisa can continue to assist her clients throughout their lifetime, with her clients ranging up to the age of 101 so far!

Embracing me-time

Lisa is very family-oriented, having been with her husband for 20 plus years. Together, they have two boys, aged 23 and 13, and a dog named Bear. She has always been passionate about wellbeing and enjoys various fitness activities, including yoga, reformer pilates, and strength training.

In her spare time, Lisa cherishes quality moments with loved ones, whether it’s enjoying the outdoors on dog walks, dining out, going to the theatre, or engaging in fun activities like ice skating and roller skating with her youngest son.

We asked Lisa...

What’s your favourite holiday destination?
If abroad, it would be Croatia, as it is stunning. In the UK, I have a new love for Dorset along the Jurassic coastline.
What three small things make your day better?
Feeling rested, keeping hydrated and daily gratitude.
What’s the best gift you’ve ever received?
Celebrating the 4th of July on the Hudson River in New York and taking in the amazing fireworks display. This was a 40th birthday gift from my parents and I got to experience it with my family.

Introducing our team

Meet the dream team
Bear the Dog

Office dog

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Get in touch now and understand how our work can change your life. You’re in safe hands.

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    Footes Financial Planning UK Ltd. is authorised and regulated by the Financial Conduct Authority. Financial Services Register Number: 692441. Registered office address: Pure Offices, 1 Devon Way, Longbridge Technology Park, B31 2TS. Registered in England & Wales. Company registration number: 7485042.

    The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted to customers in the UK.

    If you wish to register a complaint, please write to us or telephone 0121 222 5655. A summary of our internal complaints handling procedure for the reasonable and prompt handling of complaints is available on request.

    If we are unable to settle your complaint, the Financial Ombudsman Service is available to mediate individual complaints that clients and financial businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service please visit: www.financial-ombudsman.org.uk.

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