When you’re making financial decisions, it can be difficult to look at your options objectively. Indeed, factors like your past experiences and emotions may influence the conclusions you draw. Behavioural finance seeks to understand how people make financial decisions and what factors influence them. Understanding some aspects of this area of study could help you identify when you’re making choices …

It’s not hard to argue that winter is a magical period. In northern hemisphere countries like here in the UK, it’s the time of year when cities sparkle with festive lighting, snow dusts dramatic landscapes, and much of the globe slows down to celebrate what is really important to them. While some people might enjoy spending this time at home …

On 5 November 2024, US citizens voted for their next president, and the election had a knock-on effect on investment markets and business prospects around the world. Republican Party nominee Donald Trump will serve a second term as president of the US. Trump has previously spoken about imposing harsh import tariffs, including a tariff of up to 60% on goods …

As 2025 approaches, you might be looking for ways to fill your calendar with fun experiences for you and your friends or family. Luckily, there’s an exciting array of events happening across the UK next year. From popular sporting events like the British Grand Prix to the anniversary events for iconic locations such as The National Railway Museum, there is …

A survey suggests fewer investors are interested in ESG (environmental, social, and governance) investing when compared to a few years ago. Yet, that doesn’t mean it should be an option you dismiss right away. ESG investing involves considering other factors alongside potential financial returns when making investment decisions. It can encompass a wide range of areas across its three pillars, …

As a business owner, the Autumn Budget delivered at the end of October 2024 could affect both your business and personal finances. Read on to discover the key changes you need to be aware of. 2 Budget tax changes that could affect your business’s finances The good news is that despite speculation that Corporation Tax could rise, this didn’t materialise. …

Research suggests the fear of running out of money later in life could be holding back millions of retirees. While spending too much too soon is a risk for some retirees, it could also mean you miss out on the lifestyle or experiences you’ve been looking forward to. According to a report in MoneyAge, 30% of retirees – the equivalent …

There are lots of factors that could affect your relationship with money. While habits and influences can be hard to break, that doesn’t mean you can’t change your mindset to boost your finances and work towards your goals. How you view money is often shaped by a complex range of factors, such as how finances were handled in your household …